I recently read an article by The Small Business Association of Michigan that announced "Governor Snyder and Blue Cross Blue Shield Michigan announced an agreement that would transition BCBSM to a non-profit mutual insurance company. The governor and BCBSM expect the transition to be completed prior to January 1, 2014 when many of the key provisions of the Patient Protection and Affordable Care will also begin."
See the article HERE.
No doubt BCBS has had more than it's share of insuring the most unhealthy groups and individuals in MI. In return, it has not paid taxes in MI for 30 years. That would have been fine except the health insurance plans BCBS currently offers individuals are inherently unhealthy due to limited benefits, for the people who need them the most and often have no other options. Individual insurance is currently age banded by BCBS and it gets very expensive for people age 61-64 which doesn't seem fair since the only reason they are buying it is because they have no other options. It is beyond time for this fiscal relationship to be overhauled and I applaud Gov. Snyder for approaching this matter.
I believe this is a start to addressing the issues and putting all the carriers on a similar playing field. It will take more than encouragement from our govenor to put together affordable and adequate benefits for individuals with health issues. Our hope is that the rates our members pay for the health insurance purchased for their empolyees stabilizes as a result of this agreement.
*Through all the health reform changes in the last couple of years, while compensation has changed, insurance agent responsibilities have not changed and we continue to service our clients as we always have, regardless.
See the article HERE.
No doubt BCBS has had more than it's share of insuring the most unhealthy groups and individuals in MI. In return, it has not paid taxes in MI for 30 years. That would have been fine except the health insurance plans BCBS currently offers individuals are inherently unhealthy due to limited benefits, for the people who need them the most and often have no other options. Individual insurance is currently age banded by BCBS and it gets very expensive for people age 61-64 which doesn't seem fair since the only reason they are buying it is because they have no other options. It is beyond time for this fiscal relationship to be overhauled and I applaud Gov. Snyder for approaching this matter.
I believe this is a start to addressing the issues and putting all the carriers on a similar playing field. It will take more than encouragement from our govenor to put together affordable and adequate benefits for individuals with health issues. Our hope is that the rates our members pay for the health insurance purchased for their empolyees stabilizes as a result of this agreement.
*Through all the health reform changes in the last couple of years, while compensation has changed, insurance agent responsibilities have not changed and we continue to service our clients as we always have, regardless.
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