Our website www.glibrokers.com shows instant online rates for this year and 2014. Subsidies need to be calculated separately for now. Rates are high and the deductible & out-of-pocket maximum for Bronze & Silver is $6,350 single and $12,700 for more than one on a policy. There are not 2 deductibles on a joint policy; no benefits are paid until the entire deductible is met. Many people aren't going to be able to afford to use these plans. It's such a shame. The system is destroyed instead of improved.
Please encourage those you know who need help to take action before it's too late. The primary benefit of the Affordable Care Act will be those just a step above Medicaid eligibility and those with major health issues. Most will pay a high price to cover the cost of the fraud and waste to build www.healthcare.gov and funding the subsidies.
The application deadline for Golden Rule is 12/15/13 and Humana is 12/31/13. If you're looking for the most inexpensive option, Golden Rule offers the lowest premium for the value of the benefits for most people. Don't delay, carriers are very busy and processing times for approvals are slower than usual.
Contact my office for personal assistance at 888-883-5290.