If you know anyone who does not have health insurance and wants to avoid ObamaCare mandates, penalty taxes, and rates, they need to purchase a plan before December 15 in order to get it effective 12/31/13. The carriers require 15 day's notice to start a plan for someone who isn't currently insured. It's truly the only way to control one's budget. We can scale a plan to desired budget and help you avoid the chaos with medical underwriting. Once this year is over, medical underwriting will be gone forever. If you are healthy, this is the last chance to set your own budget. Next year, you lose that freedom. Rates for young people will have the largest increase.
Our website www.glibrokers.com shows instant online rates for this year and 2014. Subsidies need to be calculated separately for now. Rates are high and the deductible & out-of-pocket maximum for Bronze & Silver is $6,350 single and $12,700 for more than one on a policy. There are not 2 deductibles on a joint policy; no benefits are paid until the entire deductible is met. Many people aren't going to be able to afford to use these plans. It's such a shame. The system is destroyed instead of improved.
Please encourage those you know who need help to take action before it's too late. The primary benefit of the Affordable Care Act will be those just a step above Medicaid eligibility and those with major health issues. Most will pay a high price to cover the cost of the fraud and waste to build www.healthcare.gov and funding the subsidies.
The application deadline for Golden Rule is 12/15/13 and Humana is 12/31/13. If you're looking for the most inexpensive option, Golden Rule offers the lowest premium for the value of the benefits for most people. Don't delay, carriers are very busy and processing times for approvals are slower than usual.
Contact my office for personal assistance at 888-883-5290.
Our website www.glibrokers.com shows instant online rates for this year and 2014. Subsidies need to be calculated separately for now. Rates are high and the deductible & out-of-pocket maximum for Bronze & Silver is $6,350 single and $12,700 for more than one on a policy. There are not 2 deductibles on a joint policy; no benefits are paid until the entire deductible is met. Many people aren't going to be able to afford to use these plans. It's such a shame. The system is destroyed instead of improved.
Please encourage those you know who need help to take action before it's too late. The primary benefit of the Affordable Care Act will be those just a step above Medicaid eligibility and those with major health issues. Most will pay a high price to cover the cost of the fraud and waste to build www.healthcare.gov and funding the subsidies.
The application deadline for Golden Rule is 12/15/13 and Humana is 12/31/13. If you're looking for the most inexpensive option, Golden Rule offers the lowest premium for the value of the benefits for most people. Don't delay, carriers are very busy and processing times for approvals are slower than usual.
Contact my office for personal assistance at 888-883-5290.
Jeanine Kinzie is a Licensed Health Insurance Agent, Licensed Life Insurance Agent and a Federally Facilitated Marketplace Enroller from Grand Rapids, Michigan.
RSS Feed
