1. If you use your American Heritage or Assurity Accident Plan's Wellness Benefit, your policy is essentially free. If you have an accident, this plan can help pay for your out of pocket expenses and lost income from time off work. Accidents are the most common use of health insurance. With many on high deductibles these days, accident plans have evolved into integral financial protection
2. Return of Premium can refund all your premiums if you don't get cancer while on the American Heritage Cancer Plan. Return of premium is also available on disability policies from Illinois Mutual.
3. Properly structured, Indexed Universal Life Insurance can provide tax-free retirement income exponentially more than you put into the policy.
4. Fixed Indexed Annuities can provide guaranteed income for life, even if the money you put into the policy runs out. Since people are retiring and living longer than ever, this policy offers great peace of mind.
Set aside a little time to be proactive in your financial protection plan. Life happens to all of us. We get hurt, we get sick, it's just a matter of when it's our turn. None escape the inevitable. Death has 100% success rate. Why not insure the obvious?
When asked to estimate the cost of life insurance, 95% of the people surveyed estimated too high. Just let me know your priorities and budget, and I'll bring the best plans to you.